Premium turns your financial plan into a lifestyle design map. Test out an early retirement, plan with your partner, or prepare for the unexpected, then compare the outcomes.
Premium members have a higher net worth than free users.
than the traditional retirement age of 65.
When you can see exactly what every year of your financial future looks like, you can live more fully in the present.
Whether you're doing a big renovation or putting your kid in private school, never make a decision based on vibes again. You have the numbers.
Online calculators give generic answers. Gilded gives you your plan, built with your numbers.
What you unlock
Nothing to rebuild from Gilded free, only more to add. Your numbers carry straight over, and you add the details of your rich life.
Keep the baseline and build the what-ifs beside it, instead of overwriting the one plan you have.
Move the date to 52, 58 or 70 and watch every year of income, tax and net worth recalculate.
Two incomes, two sets of accounts, two retirement dates — one combined household picture.
Set rates of return and inflation yourself, and stress-test a bad decade rather than an average one.
Add entries from years past and see the full arc of what you've built.
See exactly when you hit CoastFI, FI, mortgage-free and more, marked right on the graph of any plan.
Retirement at 65 is an assumption, not a plan. Move the date and watch every year of income, tax and net worth recalculate to give you your exact numbers. How early can you really retire comfortably? Gilded will show you. Want to keep working part-time or take a sabbatical? We'll help you design that too.
With Premium, you pick the numbers. Rates of return, inflation, interest on loans and more are yours to set. Where most online calculators hand you generic assumptions, Gilded gives you a custom model of your financial future. Tweak any scenario you can imagine and plan with more clarity and nuance than ever.
Life changes, and you need a plan that keeps up. When you update your numbers in Gilded, your financial plan automatically adjusts to show the most current trajectory of your future. A plan from an advisor is out of date the moment something changes. With Gilded, your future is always clear.
“I no longer have to worry about the future. I can create different plans to see how any event will affect my finances.”
Pricing
Less than a tenth of the cost of a financial advisor.
An advisor builds you one plan, and it's out of date the day you leave the office. Gilded gives you unlimited plans that recalculate every time your life changes. No product upsells, no minimum portfolio, no advisor commissions.
Everything included
No. Everything you've entered stays exactly as it is. Upgrading simply unlocks the controls and lets you add more plans alongside it.
A one-time financial plan from an advisor costs many times more. Gilded is under a tenth of that, and instead of one static document you get unlimited plans that update whenever your numbers change. If it doesn't earn its place in 30 days, we refund you.
Yes. $247 per year, renewing annually. You can cancel anytime from your account settings.
Early retirement, a partner, a leave, a property. Model all of it, and see exactly where each path leads.
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